Cash Balance plans continue to grow in popularity—and for good reason. They combine the higher contribution limits of a defined benefit plan with the flexibility and familiarity of defined contribution options like profit-sharing and 401(k) plans.

At RSA, we design Cash Balance and 401(k) plans that align with your organization’s goals, offering meaningful tax advantages, increased savings potential, and the ability to attract and retain top talent. Our team manages the complexities so your plan remains efficient, compliant, and strategically structured for long-term success.

These hybrid plans deliver the best of both worlds—flexibility for employers, security for employees, and a clear path toward stronger retirement outcomes.