FAQsFrequently Asked Questions
What is the difference between and a 401(k) and 403(b) Plan?
What is a Safe Harbor Plan?
When do I need to establish my plan?
A plan intending to be safe harbor must have been established at least three months before the end of the company’s fiscal year. This would be October 1st for a calendar year-end fiscal year.
How can RSA assist me to reduce my fiduciary liability?
How is the money contributed to the plan invested?
Investments for Cash Balance and other defined benefit are typically managed by the plan trustee and the professional investment advisors appointed by the trustee. The money contributed to these plans is may be invested in a wide variety of investments including stocks, bonds, mutual funds, exchange-traded funds, and other investment products.